Car loans made simple.

We have helped thousands of Canadians get the car they need on the budget they can afford. All credit is approved. With hundreds of Canada's best dealerships partnered with us, we are able to offer you every type of brand of truck, van, car and SUV you are looking for. We can get driving today!

Reasons Why Applying With Us

Simple Application

3 minutes online application. Safe, fast and confidential

Instant Approval

You will know your pre-approval status instantly. No waiting around

0% Down Options

There are hundreds of options for 0% down payments. Don't worry.

All Credit Accepted

All types of credit approved. Bad credit, no credit, bankruptcy - we work with all

Friendly Customer Support

We are here to make your life easier. Whether its speaking with the dealership or helping you find the car of your dreams. We are here

Over 100 Dealership Partners

We only work with trusted dealerships that we know will go above and beyond to get you the vehicle you want on the budget can afford.

1. Choose your vehicle and monthly payment

Simple and secure online application, that takes under 3 minutes to complete. Apply from anywhere, anytime from any device.

2. You are more than your credit score

We expertise is getting you pre-approved regardless of your credit score, you just answer some basic top of mind questions about your income, employment, living status and contact information.

3. Match you with a dealership that can cares 

We have chosen our dealership partners based on how well they work with our customers. We will connect you to the best dealership in your area, they will call you and go over your vehicle options and make sure you have a monthly payment you can afford comfortably. You can do this all over the phone before stepping foot into the dealership.

About  CarFinance247

What we do best

We are proudly owned by LendingArch Financial, a company dedicated to getting Canadians the best rates on all their financial needs from credit cards, personal loans, business loans to car loans.

Knowing how stressful getting approved for a car loan can be, CarFinance247 was built to give Canadians access to trusted dealerships and a huge range of financial products to suit you, whatever your situation.


A trusted service

We’re the number one* car finance brand in Canada for a reason. It’s because we pride ourselves on being the best. For us, it’s about constantly improving our customer experience to make it straightforward and fuss-free.

By ensuring your experience is smooth from beginning to end, and using new technologies to make it easier and quicker for you to see your options, we put you in control of your decisions. That way, you can focus on the fun bit – getting your new car.

What They’re Saying

“I received the best customer service to get the car loan from CarFinance247! The whole process is so simple, I just filled in the form and in 24 hours they've contacted me and matched me with the dealership I was qualified for. I will definitely recommend CarFinance247 for all who are looking for a car!”

Eve CrawfordProduct Designer

“My experience with CarFinance247 was fantastic! I was contacted by them only once after I've submitted my application. They confirmed all my information, our conversation was quick and on point. On the same day I received a call from a dealership they've matched me with and in 2 days I had my new SUV ready to drive!”

Rachel NaoInstructor